RT Auto Finance
3112 W 81st ave, Merrillville, IN
(219) 472-8198
Closed. Opens Monday at 10:00 AM
Closed. Opens Monday at 10:00 AM

Quality used cars, trucks, and SUVs for sale near Merrillville, IN and Chicago, IL

Guaranteed approval for everyone – 100% approval rate!

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Optimize your dealership experience with rapid online credit approval.

Get pre-qualified with Capital One with no impact to your credit score.

No Credit? No Problem – Affordable Car Financing at Ride Time

At Ride Time, we recognize how essential it is to have a vehicle of your own, especially when facing challenges. Life can throw curveballs like job loss, bankruptcy, divorce, or other unexpected events that impact your credit.

We believe that bad or no credit shouldn’t be a barrier to owning a car. That’s why we provide bad credit car financing solutions tailored to fit your needs, which you won’t find at other dealerships. Our goal is to help you drive away in the perfect car for your budget, needs, and style, even if other lenders have said no. Let us help you find the financing you deserve.

We serve the surrounding areas, including Hobart, Crown Point, Schererville, and the entire Chicago area. Our dealership is strategically located to provide easy access for customers from these nearby communities, making it simple to find your next vehicle. Visit us today and see why many people recommend Ride Time Auto Finance for their auto sales and auto loan needs.


Over 75

quality pre-owned vehicles

4.9 stars

on Google Reviews

700+ reviews

from happy customers